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SIPs offer steady gains as most fund categories beat benchmark indices

economictimes.indiatimes.com · 7h · first reportShare

Systematic investment plans (SIPs) across major equity fund categories have delivered returns over the past two years even as most benchmark indices struggled during the period.134553647134553649Read more: Goldman Sachs identifies 42 Indian stocks riding AI build-outSmall-cap funds delivered the highest average returns, with two-year SIPs generating 14.25%, followed by multi-asset allocation funds at 8.51% and midcap funds at 7.85%. Multi-cap funds returned 6.25%, while large-and-mid-cap funds averaged 4.13%. Large-cap and flexi-cap funds returned 3.83% each, while focused funds averaged 3.79%.Read more: Sebi clears Gautam, Vinod Adani of MPS norm violationBarring large-cap funds, most schemes across categories outperformed SIP investments in their respective benchmark indices. The resilience of SIP returns comes amid a sharp increase in monthly contributions by retail investors. Monthly SIP flows stood at Rs 32,297 crore in August 2026, compared with Rs 23,547 crore in August 2024, an