Story thread · 2 reports / 2 sources

Her Husband Is Eleven Years Younger, and Because His Name Is the Only One on Her Beneficiary Form, the IRS Asks Her for a Smaller RMD Every Year Than Her Neighbor With the Same Balance

247wallst.com · 4h · first reportShare

A single line on a beneficiary form changes how the IRS calculates how much you must withdraw every year from your retirement accounts, and most couples with a significant age gap never know to check it.