Story thread · 2 reports / 2 sources

He Has Four IRAs and One RMD. Every December He Takes the Whole Thing From a Single Account and Never Touches the Other Three. The IRS Wrote the Rule Itself, and It Doesn’t Work for 401(k)s

247wallst.com · 3h · first report

How the coverage leans

Across 2 sources · syndicated copies counted once

The IRS quietly built a rule that lets you pull your entire IRA obligation from one account while the others sit untouched all year, but it stops at a boundary most retirees never see coming until they owe a 25% penalty.

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