Story thread · 2 reports / 2 sources

A 72-Year-Old Can Still Move Up to $210,000 Into a QLAC and Cut Next Year’s RMD by About $7,900. The Check Doesn’t Start Until 85, and Neither Does the Tax

247wallst.com · 1d · first reportShare

Moving a chunk of IRA money into a QLAC can legally shrink next year's required withdrawal and delay the tax bill by over a decade, but the window to act in 2026 is narrow and the tradeoffs are real.