Story thread · 2 reports / 2 sources

Zip Eyes Earned Wage Access: Half Its US Customers Already Use EWA Rivals

techtimes.com · 4dShare

Earned wage access BNPL crossover: Zip Co disclosed 49% of its 4.6 million US customers already use a rival EWA product, as the buy-now-pay-later company explores a potential H1 2027 launch into the $100B income-smoothing market. The move forces Zip to choose between two EWA architectures with fundamentally different infrastructure and regulatory risk profiles.

First report: Zip explores an EWA play — paymentsdive.com, 4d